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Thomas Kiernan is a full-service Mortgage Loan Originator with more than 30 years of industry experience. He was most recently a Mortgage Representative at Lakeland Bank and prior to that, a Loan Officer and Team Leader at First Alliance Home Mortgage in Cranford, N.J. Kiernan earned a Bachelor of Science degree in business marketing at Seton Hall University. He is a lector at Our Lady of the Lake Church and resides in Verona, N.J.